Everything You Need To Know About Uber Payment For Drivers

So, you’ve completed your first few rides as a new driver. You’ve finished the driver application, waited for your background check to clear, and passed the vehicle inspection. Now the big question: how do you get paid? Disclosure: is supported by our users. We may recieve compensation from the companies whose products we write...

So, you’ve completed your first few rides as a new driver. You’ve finished the driver application, waited for your background check to clear, and passed the vehicle inspection.

Now the big question: how do you get paid?

Disclosure: is supported by our users. We may recieve compensation from the companies whose products we write about, test, or review. We are independently owned and the opinions expressed here are our own.

Since you are employed with Uber as an independent contractor, the payment system will be slightly different than what you might be used to.

There are various aspects of each ride that are taken into consideration. These specific elements are used to calculate the total fare of the ride as well as how much drivers keep.

With the right information, you can figure out what percentage of each ride you will take home. Additionally, you’ll know when that money will appear in your bank account.

To clear up any confusion about how you get paid, this guide will walk you through how Uber settles up with their drivers.


How and When Do Drivers Get Paid?

After the new work week starts, drivers receive an email containing important information about their total ride fares for that week. In the email, a link is provided so drivers can see their pay statement.

Here’s a recent payment notification from my email account:

A screenshot of a weekly Uber driver payment notification email.

Unfortunately, the payment schedule is not the traditional Monday – Friday method. Although Uber starts the work week on Monday morning, it does not end on Friday afternoon. Rather, each pay period ends on Monday at 3:59 a.m.

As soon as the clock strikes 4:00 a.m., the new work week starts over again.

Drivers concerned about having to wait to review this document need not worry. You can also view the weekly statement as it populates during the work week.

To do so, log into the Partner Dashboard and tap on the “Pay Statements” tab.

From there, you can view your current earnings statement, or view statements from past weeks from your entire driver history.

Payment Options

Uber drivers have a few options available when collecting payouts. These are set within the Partner Dashboard, allowing them to choose their preferred payment method as default.

There are currently a few payment options, with each one designed to better suit driver’s needs. Although each option has its pros and cons, drivers should pick the method that works best for them.

1. Uber Instant Pay

The first method is Uber Instant Pay.

As the name suggests, drivers can use this method to access their earned money as soon as a ride is complete. With Instant Pay, you might encounter the occasional technical error or you bank may process these requests at a slower rate.

In general, the following establishments may delay your payment from Instant Pay:

  • H&R Block
  • First Citizens
  • UBOC
  • Amegy
  • California Bank and Trust
  • First National Bank of Omaha
  • Webster Bank
  • Bank of New York Mellon
  • BOKF
  • Silicon Valley Bank
  • Northern Trust

Instant Pay may be ideal for drivers who need lunch or gas money before payday arrives. Drivers that prefer this method may access their cash up to five times a day, but a small fee of $0.50 is applied each time.

Setting Up Instant Pay

To set up this payment method, go to the “Earnings” tab in the app and tap Instant Pay. Here, you can add your preferred debit card – either a personal one or one issued from Uber. Once added, you may select how much money they want to withdraw from the available funds.

Ready to get started? Learn how to become an Uber driver today!

The final step is to click “Transfer Now” and the money will deposit onto the card account on file. Keep in mind, not all debit cards are eligible for Instant Pay. Even so, most MasterCard, Visa, and Discover debit cards can be used with this payment method.

Drivers that do not have a debit card may sign up for an Uber Debit Card. This debit card is issued through GoBank. Drivers that sign up for this debit card can expect to receive their new card within about a week.

Some perks of using an Uber Debit Card include no transfer, overdraft, monthly or NSF fees, nor a minimum balance requirement. Plus, any time Instant Pay is used with an Uber Debit Card, all cash outs will happen without delay.

2. Direct Deposit

Of course, direct deposit is also available to rideshare drivers.

This payment method is the most popular method, and requires the least amount of work and hassle to set up. It’s trusty, reliable, and hands-off. It’s my personal favorite, which I’ve been using since I started driving three years ago.

Setting Up Direct Deposit

To set up your direct deposit:

  • Have your routing and account number from your bank on hand
  • Sign in at
  • Tap on the “Banking” tab
  • Tap “Bank Account Details”, then “Edit”
  • Enter your name, tax information, account and routing numbers, and other requested banking information
  • Check the identity confirmation box
  • Tap “Submit”

Payments are issued to drivers via direct deposit every Thursday. If you have not entered your bank account information yet, you can do so at

Uber Payment Issues

Unfortunately, payment delays are not unheard of and can occur for various reasons. Typically this occurs due to bank processing times.

The first step to take if your direct deposit is late or missing is to double check with your bank.

Then, you’ll need to verify your account information with the info Uber has on file. If a correction is needed, payments should be issued the following Thursday or Friday at the latest.

In general, the payment cycle for Uber ends and starts on Monday morning. By Tuesday, the pay statement from the previous week is added to your dashboard. You can view your statements here.

Once Wednesday rolls around, Uber processes payments in the evening for distribution. By Thursday, your paycheck should be deposited into your bank account.

When you check you estimated payments each the week, you may notice that funds from promos and referral codes are not accounted for. These additional funds are not processed until the end of the current payment cycle. So check back on Monday to confirm your total balance.

For other payment issues, such as a trip missing from your pay statement, contact Uber as soon as you notice. The fastest way to achieve this is by filling out a form directly related to your issue and submitting it. Add screenshot and other relevant notes whenever possible to help the customer service team to get the issue resolves as soon as possible

If you think you are experiencing an issue with your payments do not wait. Contact Uber using any of the methods outlined in this guide.

How Are Earnings Calculated?

When you accept your first ride request, a total ride cost will appear on your phone. Keep in mind, this is not the amount you will be pocketing. Each fare is calculated based on certain aspects of the ride.

In general, your payment is calculated in steps. First, the base fare, time and distance rate are added up. If there is a surge, this is multiplied. Next, fees are deducted and any tolls or other road fees are added.

To view the payment for a completed ride, check out the Earnings tab

  • Base Fare: The initial fee, dubbed the ‘booking fee’ is collected from the rider on your behalf. The company collects this to cover the cost of insurance as well as for safety features to ensure all occupants of the vehicle are safe.
  • Time: Calculated from start to end of the trip
  • Distance: Miles or kilometers of route combined with total time produce the ‘trip fare’. You can view fare estimates for your city with this tool.
  • SURGE Pricing, tolls, and other fees: (if applicable)

If you have to spend money on a toll fee during the trip, the total amount of the toll will be included in the fare as well. This deduction does not have an effect on the trip fare, which is how much the actual ride costs. When you’re charged for a toll, the amount is automatically added to your fare.

The details for this will be on your statement. Bear in mind, this is only issued if there is a rider in the vehicle with you. It does not apply if you are in route to pick a passenger up or after you drop them off.

Uber deducts a final fee from this amount. This amount covers everything from credit card processing fees to passenger and driver support.

This money is also used to cover the expense of maintaining its platform. Regular maintenance prevents security breaches and helps improve the app. This way, customers, and drivers have an easy time finding the information they need.

This fee is also used for new marketing campaigns. Marketing efforts help increase service usage, which helps ensure that you receive enough requests to make being a rideshare driver worth your while.

How Much Money Can I Make?

There are a lot of factors that you need to consider when driving for a rideshare service. Drivers working in a big city will have more opportunities to answer ride requests than those living in smaller towns.

The more ride requests you are able to complete, the more money you earn. Of course, if you drive during SURGE periods, this can be to your advantage.

Watch this quick video from a top-rated driver that shows you how much you can make:

Another topic to consider is the type of ride request you receive. For example, UberX drivers may be able to earn more money if they take UberPOOL or higher request options.

However, if riders in your area are not interested in luxury ride options or if your vehicle does not meet the standards, this may not be possible.

Our team analyzed Uber driver earnings in 2018 to give you a stronger sense of how driver earnings vary.

Heads Up!

For drivers that want to maximize their earnings this year, there are a ton of ways to increase the likelihood of tips as well as work your way up the ride type ranks.

One of our favorite tricks is to drive for Uber AND Lyft.

While you aren’t guaranteed a minimum wage as a rideshare driver, there is no ceiling to how much you can work and earn while driving, whether you do this as a part-time or full-time job.

New to Lyft? Maximize your driver earnings with one of our Lyft referral codes.

Our Take

Whether you are a new driver or have been doing this for awhile, it is important to understand how payments work. Drivers that understand how they make money can better budget their finances.

This valuable data also makes it possible for you to organize your week. If you know your paycheck is going to be short this week, and today is Sunday, you can take advantage of the 3:59 a.m. cut off by working until the end of the pay period. Or perhaps you prefer to get started early Monday morning.

Understanding how you are get paid will help increase your earning potential. This will also give you the assurance that you’ll be able to use your earnings to support your lifestyle.