Independent contractors working for a delivery service like DoorDash might stress about paying for medical expenses from life and health insurance to dental and vision.
However, Stride express DoorDash makes getting health and a variety of insurance coverages accessible and affordable.
Below, we’ll go into detail about what exactly Stride is, what it offers, why you might want to consider it, and whether or not it’s the right choice for you.
What Is Stride for DoorDash?
Stride works with DoorDash employees to provide easy access to affordable health care, dental, vision, and life insurance plans.
Stride also encompasses mileage and expense tracking to help reduce your tax bill.
What Stride Plans Are Available Through DoorDash?
Through DoorDash, Stride connects you with various healthcare-related plans, such as general health, vision, dental, and life insurance.
In addition to these essentials, Stride offers mileage and expense tracking.
Health Insurance
When it comes to health insurance, you want to ensure that you have coverage in case any medical emergencies pop up so you don’t have to pay ridiculous amounts of money out of pocket.
With Stride’s health plan, you get:
- Personalized ACA health plan recommendation
- The lowest possible price
- Year-round customer support
Dental Insurance
Sometimes, people take dental coverage for granted, but your teeth’ health is essential when choosing an insurance plan.
Fortunately, Stride offers beneficial dental coverage that encompasses the following:
- Cleanings and regular checkups are covered 100%
- Use at over 300,000 locations nationwide
While some dental plans require a waiting period before coverage kicks in, Stride’s dental coverage kicks in within the first month after you enroll.
Vision Insurance
Like Stride’s dental coverage, DoorDash employees can also start using their vision coverage within the first month after enrollment.
With this plan, you only have to pay $120 per year for contacts or glasses.
You can also use this coverage at over 84,000 vision specialists nationwide.
Life Insurance
It’s never too soon to start preparing your life insurance policy, and Stride considers that.
That’s why Stride streamlines their life insurance application to only five minutes.
The plan offers flexible coverage, too, and you won’t have to deal with any brokers or pesky fees.
Mileage Expenses and Tracking
Stride’s mileage and expense tracking options automatically record your mileage usage and business-related expenses.
During tax season, you won’t have to scramble through your receipts and documents to make sense of what you paid for work.
This option also automatically finds money-saving deductions and makes filing easier for users.
What Does Stride Express DoorDash Cover?
Let’s look further into what those plans cover and what they mean for you.
Health
Stride express DoorDash offers comprehensive and reliable health insurance plans at an affordable price and year-round support you can trust.
ACA Health Plan Recommendations
With this option, you can expect Stride to connect you with an ACA-compliant health plan, meaning an establishment that adheres to Affordable Care Act regulations.
In other words, Stride connects you to a reputable health insurance provider for a plan you can rely on and trust.
Lowest Possible Price
Instead of searching for the best deals possible for health insurance, Stride will connect you with the lowest possible price, which is desirable since independent contractors will have to pay out of pocket for coverage.
Year-Round Customer Support
If you ever find yourself stuck, confused, and generally in need of some help, Stride’s health plan has you covered with constant and reliable customer support.
Dental
While dental insurance might seem pretty straightforward with what it covers, Stride’s coverage plan offers some benefits, such as:
Cleanings and Regular Checkups
Don’t let your teeth waste away because you’re afraid of the costs.
Instead, take advantage of Stride’s dental plan, which covers cleaning costs and regular checkups.
Many Locations to Choose From
No matter where you are in the nation, Stride’s dental coverage plan is available for use at over 300,000 locations nationwide.
Vision
Stride offers a comprehensive vision plan with an expansive network and affordable rates.
Network of 84,000
With a network of over 84,000 vision specialists accepting Stride’s vision insurance nationwide, you can rest easy about using your coverage wherever you see fit.
Annual Rate for Contacts or Glasses
With Stride’s vision plan, you don’t have to guess how much you’ll have to pay for new contacts or glasses.
Instead, it offers a flat rate of $120 per year for either.
Life Insurance
With Stride’s life insurance plan, you can expect a quick application and flexible coverage options, and you won’t have to deal with brokers or fees.
No Brokers or Fees
Taking brokers and fees out of the equation regarding life insurance means reduced costs and minimizes wait times for your coverage to kick in.
Quick Application
Stride knows that you don’t want to wait around for life insurance.
You can apply for the Stride life insurance plan in just minutes.
Flexible Coverage
Instead of paying a preset price every month, Stride’s life insurance plan works with you so that you can adjust payments to meet your budget and needs.
Mileage Expenses and Tracking
Thanks to the Stride mileage expenses and tracking app, you can easily do just that, track your mileage and expenses.
You can also use it to find deductions.
Track Your Expenses
Don’t worry about getting duped on your mileage and other expenses you make while driving for DoorDash.
Instead, Stride’s app allows you to track your expenses and mileage during trips, including work-related errands, your route to the first delivery, and time during and between deliveries.
Find Deductions
Stride offers a comprehensive guide to potential tax deductions that you can input when you file the taxes that can save you money.
How Much Does Stride for DoorDash Cost?
Stride for DoorDash varies per plan and depends on whether you have children, are married, need prescription coverage, etc.
To figure out a rough estimate of what you could play, you can input your information and see what plans are available to you, along with their potential costs.
However, some plans, including vision, dental, and accident insurance, have some monthly estimated costs:
- Dental coverage starts at $30 per month
- Vision starts at $10 per month
- Accident insurance starts at $25 per month
Does DoorDash Keep Track of Miles?
DoorDash does keep track of mileage, but it is not entirely accurate, meaning that tracking it on your own or through a third party can lead to more accurate tracking.
DoorDash tracks mileage from point A to point B as if it were a straight line.
However, DoorDash drivers probably know that driving in a straight line to a destination is hardly possible, especially if weather and road conditions aren’t ideal.
Is Stride for DoorDash Worth It?
Now for the question on everyone reading’s mind, is Stride for DoorDash worth it?
First, let’s take a look at a breakdown of the pros and cons.
Pros of Stride for DoorDash
- Quick enrollment process
- Affordable policies
- Doesn’t cost anything other than the actual coverage plan
- Reliable and constant support
Cons of Stride for DoorDash
- High deductibles
- Not health insurance itself but a way of connecting you to plans
Is Stride for DoorDash Worth It?
Yes.
In short, Stride for DoorDash is worth it because it gives you easy access to affordable insurance options that otherwise aren’t available for delivery drivers and independent contractors through a standard company-wide insurance plan.
Final Thoughts About Stride Express DoorDash
Stride isn’t the only healthcare connection company for independent contractors or freelancers available, but it does deserve consideration.
With Stride for DoorDash, you can connect to health insurance, vision, dental, and life insurance plans effortlessly and for a great cost.
Ultimately, the decision lies with you whether or not you should sign up.
However, if you need the coverage and want a great deal getting it, you might want to consider Stride for DoorDash.
